Fast-Track Your Home Buying Journey with Proven Mortgage Strategies! | Shannon Hoff Episode

by Marguerite Crespillo

You think real estate is just about selling houses? Think again. Behind every deal, there’s a story, and behind every story, there’s a lesson. If you’re in the business of real estate—whether buying, selling, or lending—you know this industry is nothing short of a wild ride.

And on a recent episode of Real Estate Real World, we got an inside look at what it really takes to succeed. My guest, Shannon Hoff, shared some gold on navigating the ups and downs of the market, building client relationships, and the art of getting things done—while dressed up in full Halloween costume (yes, that happened).

Here’s what we learned from Shannon, a woman who doesn’t just survive the real estate madness—she thrives in it.

Connection Over Commission

What’s the number one reason people don’t buy homes? They don’t think they can.

Shannon hit the nail on the head when she said, “I’ve had people sit in my office, convinced there’s no way they can afford a home. But you know what? It’s never about the money—it’s about the mindset.” And that’s where real connection comes in. If you’re just pushing numbers and deals, you’re missing the bigger picture. People need more than a mortgage rate—they need belief.

 

Take Shannon’s client who walked into her office with zero confidence that she could buy. She had been saving the same amount of money for months with no progress. What Shannon did? She dove into her client’s financials, helped her cut unnecessary expenses, and empowered her to save smarter. The result? Within months, this woman had paid off debt, saved thousands, and was well on her way to buying her first home. THAT is the power of personal connection.

The takeaway: Stop selling and start listening. When you get to the heart of someone’s story, you can guide them to success.

 

Obsess Over the Follow-Up

In real estate, we often think the deal ends when the contract is signed. Shannon doesn’t play that way. “You’ve got to be in touch with people before, during, and after the sale,” she says. Why? Because that’s how you stay top of mind—and become the person they call 10 years later when they’re ready to buy their dream property.

Shannon shared how she stays connected with clients for YEARS—sometimes helping them through tough financial times, giving them advice on how to save or rebuild their credit, and reminding them that homeownership is possible.

Her favorite story? A client from West Africa who worked with her for years to buy a home, and just recently upgraded to a million-dollar property. Why? Because Shannon never let her feel like homeownership was out of reach.

The takeaway: Long-term relationships breed long-term success. Never underestimate the power of a follow-up call—even if it’s just to say, “How are you doing?”

Selling More Than a Home

What do people actually want when they buy a home? It’s not just four walls and a roof. It’s freedom. It’s stability. It’s a legacy they can pass down to their kids.

Shannon broke down how important it is to remind clients why they’re buying in the first place. “I always ask, ‘Why do you want this home? What does this mean for your future?’ When people connect to that deeper purpose, it shifts from being a scary financial decision to an exciting opportunity.”

And that’s the key—helping clients see the bigger picture. The process might be stressful, but when you remind them that they’re creating something lasting, the entire experience becomes less about numbers and more about dreams.

The takeaway: Be the bridge between your clients and their dreams. Help them see the why behind the buy.

Learn to Laugh It Off

Real estate can be brutal. We’ve all had deals that fall apart at the last second, clients that vanish, and the constant market shifts that keep us on our toes. Shannon’s solution? Laughter.

There’s a reason Shannon dresses up every day in October, and sometimes even shows up to client meetings in full costume. “You have to have fun with it,” she says. “The stress is always there, but when you add a little humor, you remind yourself and your clients that this is life. We’re in it together, and there’s no reason we can’t enjoy the ride.”

One of her most memorable moments? Walking into a business meeting with makeup done by her 4-year-old daughter—completely oblivious until someone pointed it out. Instead of being embarrassed, she owned it and used it to create connection and laughter in the room.

The takeaway: Lighten up! Real estate is serious business, but when you allow some humor in, you break down barriers and build lasting relationships.

Flip the Switch When Things Get Tough

Shannon shared how she faced one of the toughest years in her career recently—zero loans in January, after decades of success. But instead of wallowing, she flipped the switch. She doubled down on client calls and focused on offering value, not just pushing deals. Within months, she was back on top—and loving the process again.

“You can’t let a bad quarter define you,” Shannon says. “The moment you stop feeling sorry for yourself and start doing the work again, you remember why you’re here—and the deals come naturally.”

The takeaway: When things get tough, don’t retreat—reengage. Get back to basics, connect with your clients, and focus on adding value.


If there’s one thing Shannon’s story teaches us, it’s that real estate success isn’t about numbers or market conditions—it’s about people. It’s about connecting with clients, leading them through one of the most important purchases of their lives, and having some fun along the way.

Whether you’re just starting out or you’ve been in the game for years, Real Estate Real World will remind you why we’re all here—to make a real difference, one home at a time.

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